Learn How To Get An Auto Loan With No Credit In Canada

Car loans are all over. You will see them on full-page advertisements on newspapers, on blogs or even on billboards.

Common sense will tell you that not all lenders are good. They may have the best car loans when one looks at what they have to offer without getting into all the necessary details.

ZeroTake a look at the loan for a second time. You may end up noticing hidden charges and terms that may not be friendly in the long run. With that in mind, always consider what a lender offers you. Get into all the necessary details like how much you will end up repaying in the long run.

But over and beyond that, consider the following car financing ideas.

Look for discounts

Most auto manufacturers often promote cash back rebates. The cash back rebates may apply to all buyers while small rebates may apply to specific people or groups. Either way, the rebates can go a long way to help you finance your car without struggling. Note that the rebates and discounts may not be publicized. It is therefore up to you to request for them. Take advantage of them if you are a student, military person or a member of a club that allows you to qualify for a rebate.

Ignore some dealership loans

You will come across dealerships that offer you ‘everything you need’. That is, they will offer to sell you a car and facilitate a loan for you. Unless the loan is from the dealership, ignore it. Most dealerships offer car loans on behalf of lenders in exchange for a commission. That means their rates may be high.

Find lenders for financing cars with bad credit and compare their rates with what your dealer has to offer then make the right choice.


Getting an auto loan with no credit is easy. We can guarantee your approval if you earn a minimum of $2,000 each month. Our process is fast, easy, free! The only thing you need to do is fill out our short online application.

No Credit

You shouldn’t be treated like you have bad credit because you have no credit. Those who have no credit also have:

  • No Debt
  • No Payments
  • No Repossessions
  • No Missed Payments
  • No Late Payments

No credit is a spotless credit record. Unfortunately, no credit is similar to no employment history; you need someone to give you a chance to prove your self-worth. We are here to help; we approve 99% of our auto loan applications and we can get you approved in 24 hours or less.

No Credit Loan Options

Even when you have no credit you still have auto-financing options. No credit auto financing options are available from:

  • Banks
  • Dealerships
  • Credit Unions
  • Online Lenders

Finding affordable options is the most difficult part. We work with you to get you payments you can afford.

PersonOur Process

We work differently than traditional lenders. We get you approved before you negotiate your price at the dealership; that means:

  • You Control the Negotiation Process
  • You Easily Stay Within Your Budget
  • You Get the Car You Want

Contact us today for more details!